Setting up your rate
Earned needs to know how much you earn per hour to convert prices into time.
Open the app and go to Settings (the gear icon). Enter your income — you can enter it as an hourly rate, daily, weekly, monthly, or annual amount. Earned converts it to an effective hourly rate automatically.
You can also set your tax rate and weekly work hours so the calculation reflects your actual take-home pay.
Enter your gross income and set your tax rate — Earned will calculate your net hourly rate for you. Or enter your net income directly and leave the tax rate at 0%.
Either approach works. What matters is that the final hourly rate shown in Settings reflects what you actually take home per hour.
Yes, any time. Go to Settings and update your income. Your existing purchase history will remain unchanged — only new calculations will use the updated rate.
Using the Calculator
Convert any price into hours of your work in seconds.
On the Calculator tab, type the price of anything. Earned instantly shows you how many hours of work it costs at your effective hourly rate.
You can also add a name for the item and save it to your history by tapping Bought it, Skipped it, or Maybe later.
After saving a purchase, you can rate it with a 👍 or 👎. Over time, Earned uses these ratings to show you patterns in your spending — what you genuinely valued and what you regret.
The 🔥 flame icon in the Calculator header tracks how many consecutive days you've used Earned. It increments once per day when you perform a calculation. Miss a day and the streak resets — it's a small nudge to build a mindful spending habit.
History & Decisions
Every saved calculation lives in History.
On the History tab, use the filter pills at the top to show only Bought, Skipped, or Maybe later items. You can also search by name.
Yes — tap any item in History to open the edit sheet. You can change the name, price, decision, and worth-it rating. To delete it, swipe left on the row or use the delete button inside the edit sheet.
Go to Settings → Export Backup to save a backup file. To restore, tap Import Backup and select the file. Importing replaces your current history entirely — it does not merge.
If you have iCloud Sync enabled, your data is automatically kept in sync across your devices and backed up to iCloud.
Budget Tracker
Set a monthly spending limit in hours.
Enable the budget in Settings and set a limit in hours per month (e.g. 20 hours). Earned tracks all items you mark as Bought and shows your progress against the limit with a colour-coded bar — green when you're on track, orange as you approach the limit, red when you've exceeded it.
Yes, automatically on the first of each month. You can also view your past months' spending history to see trends over time.
Insights
Understand your spending patterns over time.
Insights analyses your purchase history and surfaces patterns: your spending trend over the past 6 months, skip rate, worth-it ratio, estimated savings from skipped purchases, top purchases, weekly activity, and a spending identity label that reflects your habits.
Cards appear as you accumulate more data — some require at least a few weeks of use to be meaningful.
In Settings, you can set a Quick Buy threshold in hours. Any purchase that costs less than that amount of time shows a green banner in the Calculator — a signal that it's below your personal "don't overthink it" threshold.
Currencies
Convert prices in any currency into your work time.
Earned supports all major world currencies. Your home currency is set in Settings. In the Calculator, you can switch to any other currency to convert a foreign price — Earned will use the live exchange rate to convert it to your home currency first, then into your work time.
Yes. When you're offline and use a foreign currency, Earned falls back to its built-in exchange rates (updated with each app release). The result shows an orange ⏱ "estimated" label so you know it's an approximation. Your home currency always works with no internet required.
If you have existing purchase history, Earned will warn you before changing the currency — because the historical prices were recorded in your previous currency and the comparison would no longer be meaningful. You can cancel or confirm. If you confirm, your history is cleared.
If you have no history, the currency changes immediately with no confirmation needed.
iCloud Sync
Keep your data in sync across your Apple devices.
Go to Settings → iCloud Sync and toggle it on. You'll see a confirmation prompt — tap Confirm. Your data will sync automatically to iCloud and across any other iPhone where you're signed in with the same Apple ID and have Earned installed.
No. iCloud Sync is completely optional. By default, all your data stays on your device only. If you don't enable iCloud Sync, your data never leaves your iPhone.
Notifications Coming Soon
A daily nudge to keep your spending in check.
Go to Settings → Notifications, toggle Daily Reminder on, and pick your preferred time. Earned will ask for notification permission the first time — tap Allow.
iOS notification permission may have been denied. Go to iPhone Settings → Earned → Notifications and make sure Allow Notifications is on, then return to Earned and toggle the reminder back on.
Price Scanner
Point your camera at any price tag, receipt, or menu — Earned reads it instantly.
Tap the camera icon in the Calculator, point it at any price tag, shelf label, receipt, or screen, and Earned automatically detects the number. Tap to confirm and the price is filled into the Calculator instantly — no typing needed.
The scanner will warn you if the detected price appears to be in a different currency than your profile. You can confirm or switch the currency before filling in the Calculator so you're always comparing against the right exchange rate.
The scanner works on printed price tags, digital screens, receipts, menus, and labels — anything with a clearly visible number. It works best with high-contrast text on a stable surface. Dim lighting or blurry text may reduce accuracy.
Privacy & Data
Your data is yours — we don't collect it.
No. Earned has no servers that receive your data. Everything — your income, purchase history, budget, settings — is stored on your device using Apple's SwiftData framework. We have no analytics, no ad infrastructure, and no third-party data sharing.
The only optional exception is iCloud Sync, which uses your own iCloud account to sync data between your personal devices.
All your data is deleted with the app. If you have iCloud Sync enabled, a copy exists in your iCloud account — you can delete it from iPhone Settings → Apple Account → iCloud → Manage Account Storage.
We recommend exporting a backup before deleting if you want to keep your history.
Troubleshooting
Common issues and how to fix them.
Double-check your income and currency in Settings. Make sure the income period is set correctly (hourly / monthly / annual) and that your tax rate is what you expect. The effective hourly rate is displayed at the top of the Settings screen.
Earned is fully locale-aware. If your device is set to Slovak, Czech, German, or another locale that uses a comma as a decimal separator, type commas — Earned will interpret them correctly. For example, on a Slovak device, type 12,99 for €12.99.
If input doesn't seem to work as expected, make sure your iPhone's Language & Region settings match your actual locale.
Make sure you're signed into the same Apple ID on both devices, and that iCloud is enabled in iPhone Settings → Apple Account → iCloud. Then open Earned on both devices and wait a moment — sync can take a minute.
If it still doesn't sync, try toggling iCloud Sync off and back on in Earned Settings.
Please report it here — it really helps. Include your iOS version and steps to reproduce if you can. You can also attach a screenshot.
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