Effective: 28 March 2026
Earned is designed from the ground up with privacy as a core principle, not an afterthought. We do not collect, transmit, sell, or share your personal data with any third party. All information you enter into Earned — including your income, tax rate, work schedule, purchase history, and spending data — is stored exclusively on your device using Apple's SwiftData framework. We have no servers that receive your data, no analytics pipelines that track your behaviour, and no advertising infrastructure of any kind.
We do not collect: your name, email address, phone number, or any contact information; your precise or approximate location; device identifiers, advertising IDs, or fingerprinting data; usage analytics, crash reports sent to our servers, or behavioural telemetry; financial account numbers, payment card data, or banking credentials; biometric data of any kind. If Apple's platform services (such as the App Store or TestFlight) collect crash diagnostics independently, that collection is governed solely by Apple's Privacy Policy and is outside our control.
Earned stores the following data locally on your device, solely to provide its core functionality: • Your hourly net wage (derived from income, tax rate, and work schedule settings) • Currency preferences and currency display order • Purchase history entries you create (item name, price, date) • Monthly spending budget settings • App appearance and language preferences This data never leaves your device unless you explicitly enable iCloud Sync (see Section 4) or use the Export Backup feature (see Section 5).
If you choose to enable iCloud Sync in Settings, your data is encrypted and synced through your personal iCloud account using Apple's CloudKit framework. This sync occurs exclusively between your own Apple devices signed into the same Apple ID. We — Earned's developer — never have access to your iCloud data. Your iCloud data is governed by Apple's iCloud Terms and Conditions and Apple's Privacy Policy. You may disable iCloud Sync at any time in Settings, which immediately stops further sync. You can delete iCloud data from your device's native Settings app under your Apple ID > iCloud > Manage Storage.
Earned allows you to export your data as a JSON file and import it again for backup or device migration purposes. This file is created locally on your device and shared only through channels you explicitly choose (such as AirDrop, Files, or email). We never receive, intercept, or store any exported backup files. You are solely responsible for the security of any exported file once it leaves your device.
Earned includes a Home Screen widget that displays your current hourly rate and recent totals. Widget data is passed from the main app to the widget extension using Apple's shared App Group container, stored entirely on your device. No widget data is transmitted externally.
If you are located in the European Economic Area (EEA), United Kingdom, or Switzerland, you have the following rights under the General Data Protection Regulation (GDPR) and applicable national data protection laws: • Right of Access — you may request a copy of any personal data we hold about you. • Right to Rectification — you may correct inaccurate data at any time directly within the app. • Right to Erasure — you may delete all your data at any time using "Reset All Data" in Settings. • Right to Restriction — you may restrict processing by disabling iCloud Sync. • Right to Data Portability — you may export your data at any time using the Export Backup feature. • Right to Object — you may object to any processing by contacting us. • Right to Withdraw Consent — where processing is based on consent, you may withdraw it at any time. Because we do not collect or process personal data on our servers, most of these rights are exercised directly within the app. For any requests or concerns, contact privacy@jaam.group. You also have the right to lodge a complaint with your local data protection authority.
If you are a California resident, the California Consumer Privacy Act (CCPA) grants you the following rights: • Right to Know — you have the right to know what personal information we collect and how it is used. We collect no personal information on our servers. • Right to Delete — you may delete all data stored by Earned at any time via "Reset All Data" in Settings. • Right to Opt-Out of Sale — we do not sell personal information. There is nothing to opt out of. • Right to Non-Discrimination — we will not discriminate against you for exercising any CCPA right. To exercise these rights or for questions, contact privacy@jaam.group.
Earned is not directed to children under the age of 13 (or under 16 in the EEA). We do not knowingly collect personal information from children. Because we collect no personal data on our servers at all, no such collection can occur. If you believe a child has provided personal information in any way, please contact us at privacy@jaam.group and we will take appropriate action.
Your data is protected by the security mechanisms of your device, including device passcode, Face ID, Touch ID, and iOS data encryption at rest. iCloud data, when synced, is encrypted in transit and at rest by Apple. We strongly recommend keeping your device's operating system and the Earned app up to date to benefit from the latest security improvements.
We may update this Privacy Policy from time to time to reflect changes in the app's features or applicable law. The updated policy will be published within the app and will note a new effective date. Continued use of Earned after a policy update constitutes acceptance of the revised policy. If the changes are material, we will make reasonable efforts to notify you through an in-app notice.
The data controller for Earned is the individual developer JAAM Group International LLC. For any privacy-related queries, requests, or complaints, contact: Email: privacy@jaam.group Website: https://earned.jaam.group We will respond to all legitimate requests within 30 days, or within the timeframe required by applicable law.