Effective: 28 March 2026
By downloading, installing, or using Earned ("the App"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree to these Terms, do not use the App. These Terms constitute a legally binding agreement between you and JAAM Group International LLC ("we", "us", "our"), the developer of Earned.
Earned is a personal finance utility that converts prices into equivalent work time based on your income settings. It is provided for personal, non-commercial use. The App does not provide financial, investment, legal, or tax advice. All calculations are estimates based on the data you enter and should not be relied upon for financial decision-making without independent professional advice.
We grant you a limited, non-exclusive, non-transferable, revocable licence to use the App on Apple devices you own or control, subject to these Terms and the Apple Media Services Terms and Conditions. You may not: copy, modify, or distribute the App or any portion of it; reverse-engineer, decompile, or disassemble the App; sublicense or sell access to the App; use the App for any unlawful or unauthorised purpose.
You are solely responsible for the accuracy of the income, tax, and schedule data you enter into Earned. We make no warranties regarding the accuracy of calculations produced by the App. Results are provided for informational and illustrative purposes only. Financial circumstances vary widely; consult a qualified professional before making financial decisions.
All intellectual property rights in Earned — including but not limited to its design, user interface, source code, graphics, trademarks, and the "Earned" name and logo — are owned by or licensed to JAAM Group International LLC. Nothing in these Terms transfers any intellectual property rights to you. Feedback or suggestions you provide may be used by us without obligation or compensation to you.
The App is provided "as is" and "as available" without warranty of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. We do not warrant that the App will be error-free, uninterrupted, or free of bugs or viruses. To the maximum extent permitted by applicable law, we disclaim all warranties.
To the fullest extent permitted by applicable law, JAAM Group International LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of or inability to use the App, including but not limited to loss of data, loss of profits, or financial loss — even if we have been advised of the possibility of such damages. Where liability cannot be excluded by law, our total liability to you for any claim shall not exceed the amount you paid for the App in the twelve months preceding the claim.
We reserve the right to modify, suspend, or discontinue the App or any of its features at any time, with or without notice. We may update these Terms at any time. Updated Terms will be posted within the App with a new effective date. Your continued use of the App after any change constitutes your acceptance of the new Terms.
These Terms are governed by the laws of the Slovak Republic (for users in the European Union) and, where applicable, the laws of the State of California (for users in the United States), without regard to conflict-of-law principles. Any dispute arising from these Terms shall first be subject to good-faith negotiation. If unresolved, disputes shall be submitted to the competent courts of the jurisdiction applicable to your location. EU consumers may also use the European Commission's Online Dispute Resolution platform at https://ec.europa.eu/consumers/odr.